Remote Wholesale FHA Underwriter Job at National Mortgage Staffing, Tampa, FL

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  • National Mortgage Staffing
  • Tampa, FL

Job Description

Remote Wholesale FHA Underwriter

Position: Remote Wholesale FHA Underwriter

Work Model: Fully Remote- US candidates only

Compensation: $95-115k DOE

Bonus/Incentive: Tiered bonus plan

Overtime: Paid overtime eligible

Schedule: 40 hours per week plus overtime as needed

Benefits: Medical, dental, and 401(k)

Overview

Our client is seeking an experienced FHA Underwriter to join their growing team. The ideal candidate will have a strong understanding of wholesale lending, an active CHUMS ID, strong knowledge of agency guidelines, and the ability to independently manage a pipeline in a fast-paced environment.

Responsibilities

  • Underwrite FHA mortgage loans in accordance with HUD and investor guidelines
  • Review income, assets, credit, appraisal, and collateral documentation
  • Issue credit decisions and communicate conditions clearly to internal teams
  • Work closely with processors, loan officers, and closing teams to move loans efficiently through the pipeline
  • Review and clear underwriting conditions
  • Maintain quality, compliance, and turnaround expectations
  • Interpret and apply FHA guidelines accurately while balancing risk and customer experience

Qualifications

  • Minimum 57 years of recent mortgage underwriting experience
  • Active CHUMS ID required
  • Must have personally underwritten FHA loans using your CHUMS ID within the past six months
  • Recent wholesale underwriting experience required
  • Strong knowledge of FHA guidelines and mortgage credit analysis
  • Experience reviewing complex income and asset documentation
  • Ability to work independently and manage volume in a production-driven environment
  • Experience with Encompass or similar LOS preferred
  • Strong communication and organizational skills
National Mortgage Staffing

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